Welcome to our website.

Our attention to service and quality has made us an industry leader. At our company, the customer always comes first, and we constantly strive to exceed your expectations.


Want to know more about our business and the services we offer? Use our website to get detailed information about us and meet our dedicated staff members. We're looking forward to working with you.

We only lend money for real estate projects or refinances in the State of Georgia.

Georgia Private Loans is an Atlanta-based private lending company that focuses on short-term loans secured by real estate. Our clients utilize our loans, often referred to as "bridge" or "hard money" loans, when timing is a critical economic issue.

We are a direct lender and will not broker your deal out. There are no unfront fees.

We are able to fund our loans within days. The fastest turnaround that we have had is we got the request early in the morning and by 3pm we were closing the loan. Please be courtesy and give us as much time as possible but if we need to turn on a dime for our customer then we can do this.

We offer two significant advantages over banks and other financial institutions: speed and flexibility. We will have your loan underwritten within 24 hours instead of 24 days at a normal bank.

Underwriting complete within 24 hours of submittance of required documentation. 2 Day Closings.

We only make loans on non-owner occupied residential real estate.

Lending Guidelines:

Loan terms vary - deal by deal but the minimum parameters are the following:

1. Loan Amounts - from $20,000 to $5,000,000.

2. Security/Collateral - First mortgages on real estate. We will also cross collateralize with other real estate that is owned free and clear. It must be a first mortgage.

3. Maturity - six months. No prepayment penalty

4. Loan Origination Fee - Minimum 5 points loan origination fee with a minimum fee of $4,000. Plus a $350 administration fee.

5. Interest Rate - Minimum 15% interest rate per annum, interest only

6. Commitment Fee - none for past customers. First time borrowers will need to pay a $300 fee to our closing attorney to begin the title search once we have give the borrower underwriting approval.

7. Guaranty - we require personal guarantees on all loans

8. Loan to Value - Never more than 65%. We are requiring our borrowers to have a downpayment of between 35% to 50% of the purchase price if they are purchasing a property. We do not provide funds for the rehab or construction.

9. Closing Requirements include using our attorney, title insurance and property insurance issued by our preferred carrier

10. Our lending slogan: Our loans are cheaper than a partner

We welcome Real Estate and Mortgage Brokers!!

How to get started?

Pick up the phone and call 404.229.8004 or Email Info@georgiaprivateloans.com

No documentation or Appraisals are necessary. We will require a signed contract before we will do a site visit to a property. All fees will be disclosed on the front end so that you are assured of a simple closing and no misunderstandings.

Contact Us Today!

Physical Address:

155 Gwinnett Dr Ste #E

Lawrenceville GA 30046


Mailing Address
3522 Ashford Dunwoody Rd NE #505
Atlanta, GA 30319-2002

Phone: +1 404 2298004 +1 404 2298004


E-mail: sam@stinnettholdings.com

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Email: Info@hardmoneyloansgeorgia.com Cell 404.229.8004